Ryan Lawrence is a seasoned mortgage loan officer with over 20 years of experience, proudly serving clients in Hampton Roads, Virginia, and beyond. Licensed in Virginia, North Carolina, Tennessee, Florida, Louisiana, and Colorado, Ryan is a trusted resource for military homebuyers navigating the complexities of VA loans and relocations. He offers access to valuable State and Federal grant programs and can provide a lender-paid 1% interest rate buydown for the first year—helping clients keep more money in their pockets after a move. As a military brat who grew up moving around the world, Ryan truly understands the PCS process and the unique stressors military families face. He’s passionate about guiding clients through the home financing journey with clarity, compassion, and confidence, helping them achieve their dream of homeownership with a smooth, supportive lending experience.