Mark & Kay Fruci – Powered by RWM Home Loans VA Loan Experts. Transparent. Military-Connected. We’re a husband-and-wife lending team in Colorado Springs, both from military families—our fathers served in the Army, and Kay’s brother is a Marine. We're proud to serve our military community with the transparency, respect, and clarity they deserve. We believe in “trust but verify,” just like you do. That means no pressure, no fluff—just real answers and a clear plan. PCS moves are complex; we handle the loan so you can focus on everything else. VA loans are our specialty. 85% of our business is VA loans, and we've helped thousands of military families with a 100% closing ratio for pre-approved clients. We're nationally recognized as a Top VA Lender and ranked #1 in customer satisfaction, with over 10,000 five-star reviews. We explain how VA loans really work, how to structure them for long-term success, and we cover your VA appraisal—up to $800—as our thank you.